Today’s Spending Decisions

TODAY’S SPENDING DECISIONS How a person spends money is far more important than how he or she invests it.  It is much easier to reach retirement goals by deciding how to live, rather than how to invest.  Deciding what to do with the money we earn – how to spend it – is what brings […]

Read

Medicaire Open Enrollment Period Begins October 15

What is the Medicare open enrollment period? The Medicare open enrollment period is the time during which people with Medicare can make new choices and pick plans that work best for them. Each year, Medicare plans typically change what they cost and cover. In addition, your health-care needs may have changed over the past year. […]

Read

Deadline Approaching for Undoing a 2013 Roth IRA Conversion

If you converted a traditional IRA to a Roth IRA in 2013 and your Roth IRA has sustained losses, you may want to consider whether it makes sense to undo (recharacterize) your conversion. You have until October 15, 2014, to undo your 2013 conversion. (If you’ve already filed your federal income tax return for 2013, […]

Read